CCJ & Bad Credit History
CCJ & Bad Credit History can affect your application for mortgages, loans and any other form of finance or credit.
Barnsley Mortgages provide links to companies who specialize in providing mortgages, finance, loans and credit to high risk customers. While there is no guarantee that you would qualify and all offers are made or declined based on your individual circumstances. These companies are experts in the bad risk mortgage loan markets and can often provide assistance when others have failed.
It should be noted that these companies will often present mortgage and loan interest rates at a far higher rate to reflect the higher risk to lenders associated with customers who have CCJ’s or other bad credit history. Poor Credit Scores also may require a higher rate charge.
Poor credit history and CCJ’s do not always mean a refusal of a mortgage or loan. Let the lenders decide.